Jupiter Card in the Philippines

What the Jupiter Card is

A Visa debit card backed by your USDC balance, usable anywhere Visa is accepted.

• Digital card only for now (physical cards are planned for July 2026).
• Works with Apple Pay and Google Pay (no Jupiter fee to add or use).
• Funded with USDC, credited 1:1 in USD with no deposit fee. This guide sends it over the Solana network because that is fast and cheap.
• Cashback: 4% standard (up to a monthly cap), rising through referral tiers, paid to your Earn balance.
• Note: QR Pay does not earn cashback - only card payments do. A small foreign-exchange fee applies to non-US-dollar (peso) spending.

The flow at a glance

1. Download and create your account (this guide).
2. Verify your identity (Jupiter ID + proof of address - read this one carefully).
3. Fund your card with USDC.
4. Add the card to Apple Pay or Google Pay.
5. Make your first payment (by card, not QR).

Download and create your account

What you do: Download Jupiter Mobile, create an account, then tap the Card icon in the top-left corner to open the card (Spend) section.

Have ready: your phone, and an email or phone number.

Rough time: about 5 minutes. The ID check that follows takes a few minutes too - as long as your proof of address is right, which the next guide walks you through.

Jupiter ID is required before any Spend feature. Because you are in Asia, you also need a proof of address on top of a photo ID and selfie.

The photo ID (the easy half): a passport, driver's licence, or PhilID / national ID all work as your photo ID.

The trap: your PhilID is NOT your proof of address

Your PhilID proves who you are. The ID check needs a separate document that proves where you live. People upload their PhilID for both and get rejected. Use one of the address documents below instead.

Documents that work as proof of address

Use one of these (not your PhilID):

• A utility bill - electricity (Meralco, VECO, MECO), water (Manila Water, Maynilad), or similar.
• A bank statement - from BDO, BPI, Metrobank, LandBank, UnionBank, GoTyme, Maya, and so on. A digital PDF from your banking app is fine.
• A barangay certificate / barangay clearance - widely accepted for address verification when you do not have a bill in your own name.

Whichever you use, make sure it ticks every box:

• Dated within the last 3 months (the number one reason checks fail).
• In your own name - the same name you signed up with. If your only bill is in a family member's name, a barangay certificate in your own name is often the way around it.
• Your name and full address both clearly visible, not cut off.
• The whole page in the photo - all four corners, nothing cropped.
• The original file (the PDF your bank or provider emailed, or a clean photo of the original paper) - not a screenshot or a photo of a screen.
• In English (most Philippine documents already are).

How long it takes

Usually 2 to 4 minutes if your document is right; sometimes a person reviews it, which can take up to 24 hours. Tip: start the check, then get your money ready while it runs.

If you are rejected, you can simply fix the document and try again - it is usually a one-line fix (a newer bill, the right name, the full page, or swapping the PhilID for a real address document).

Important - match the network on both sides

The card accepts USDC on several networks (Solana, Base, and more) - they are all valid. The rule that matters: the network you pick in the app must match the network you actually send on. A mismatch is how deposits get lost.

• Using PDAX? Use Solana on both sides. Pick Solana in the Jupiter app and send USDC on Solana from PDAX.
• Using Coins.ph? Its documented USDC network is Base, so you will likely use Base on both sides. Pick Base in the app and send on Base from Coins.ph.

The app may show Base at the top by default - switch it to match your exchange. Sending on the wrong network can result in permanent loss of funds.

Where to buy your USDC

• PDAX is the cleanest match for this guide: it is BSP-licensed, takes pesos by InstaPay from your bank or e-wallet (including GCash), and it can send USDC on Solana (added in 2024). Pick Solana in the app and Solana on PDAX, and both sides match.
• Coins.ph is the dominant local wallet and you may already be verified there. Its documented USDC network is Base, so fund it with Base on both sides - that is fine, Base is a fully accepted network, just make sure both sides say Base.
• Avoid the global exchanges (Binance, Bybit, OKX, etc.) for a Philippine retail on-ramp - they are not authorized for PH retail right now.

Find the deposit address and send (PDAX / Solana path)

1. In the Jupiter app card section, tap "Add money" and choose network Solana (or Base if funding from Coins.ph). Copy the deposit address shown.
2. Add Philippine pesos to PDAX by InstaPay from your bank or e-wallet (from an account in your own name).
3. Buy USDC with your pesos.
4. Withdraw USDC to the Jupiter deposit address with the network set to Solana (Base for Coins.ph). The Solana network fee is a fraction of a cent.
5. Your USDC usually lands in your card balance in about 1 to 4 minutes.

Card balances are spend-only, so only add what you plan to spend. Only USDC is accepted.

Good to know

Rough time: around an hour the first time (one-time sign-up and ID check on the exchange). After that, topping up is quick - InstaPay, buy, send - about 15 minutes. A first withdrawal may be held for a short security review; this is normal.

Apple Pay

Open the Wallet app, tap +, choose Debit/Credit Card, enter the details from Jupiter's "Show Details", and verify (one-time code by SMS or email).

Google Pay

Open Google Wallet, choose Payment Method, enter the card details manually, accept the issuer terms, and verify with the code sent to you.

Good to know

Apple Pay and Google Pay are supported, but not everywhere works the same in Asia yet. If adding the card to your phone wallet does not go smoothly, do not worry - just pay in an app or online instead. That always works. Rough time: about 2 to 3 minutes to add; paying is then instant.

Two easy ways to pay

• Pay from your phone - add the card to Apple Pay or Google Pay once, then tap to pay like any other card.
• Pay in an app or online - a ride, a food order, or shopping, anywhere that takes Visa.

Plan to pay by card, not QR

QR Ph is everywhere in the Philippines, but the official fees page currently states QR Pay is not supported for new card accounts. So use Apple Pay, Google Pay, or online card payments rather than QR for now.

A few honest heads-ups

• Apple Pay and Google Pay are supported, but not everywhere works the same in Asia yet. If add-to-wallet does not go smoothly, just pay in an app or online instead.
• Cashback is for card payments. Card purchases earn cashback; QR Pay transactions do not.
• Cashback takes a little time to show up. It is added after the payment settles, and the app does not send transaction notifications yet, so give it a moment. It is not lost.

What we know

• USDC deposit: credited 1:1 in USD, no deposit fee.
• Foreign-exchange fee: about 1% (Rain) or 1.8% (DCS) when you spend in a currency other than US dollars - which in the Philippines means peso spending.
• Cashback: 4% standard with a monthly cap, rising through referral tiers; paid to your Earn balance.
• QR Pay: not supported for new card accounts, and does not earn cashback.

This page is a community stub and will be expanded. Spot a number that looks off? Use the report link at the bottom of the page.

Common issues

• Verification rejected: the most common cause is using your PhilID as proof of address. Use a utility bill, bank statement, or barangay certificate instead - recent, in your own name, full page, original file. See the KYC and verification guide.
• Deposit not showing: confirm the network matches on both sides. PDAX = Solana on both; Coins.ph = Base on both. Wrong-network sends can be lost.
• QR not working: QR Pay is not supported for new card accounts - pay by card (Apple Pay / Google Pay / online) instead.
• Tap-to-pay declined: wallet support can vary; pay online or in-app with the card details as a fallback.

Hit something not listed here? Use the report link at the bottom of the page so we can add it.