Independent community guide - not affiliated with or endorsed by Jupiter.
Everything you need to start using the Jupiter Card in the Philippines, broken into short guides. Start with the basics, get verified, fund your card, then spend.
The Jupiter Card is a Visa debit card backed by your USDC balance, usable anywhere Visa is accepted. It is digital-only for now (physical cards planned for July 2026), works with Apple Pay and Google Pay, and is funded with USDC (this guide uses the Solana network), credited 1:1 in USD with no deposit fee.
The ID check is the part to get right here, and it is mostly about your proof of address. The single biggest mistake is assuming your PhilID / national ID counts as your proof of address - it usually does not. It proves who you are, not where you live. The KYC and verification guide has the exact documents to use so you get through on the first try.
New to it? Follow the guides in order: Getting started, then KYC and verification, then Fund your card, then Apple Pay and Google Pay, then Your first payment. Each one is a few minutes.
What the card is, how to download it, and the whole onboarding flow at a glance.
Install Jupiter Mobile, create an account, and tap the Card icon (top-left) to open the card section. About 5 minutes - then the ID check, which is mostly about your proof of address.
A Visa debit card backed by your USDC balance, usable anywhere Visa is accepted.
Have your phone and an email or phone number ready. About 5 minutes.
This opens the card (Spend) section.
The ID check is quick as long as your proof of address is right. Then fund your card and make your first payment (by card, not QR).
The whole journey is five short steps: download and account, verify (KYC - read it carefully), fund your card with USDC, add to Apple Pay or Google Pay, and make your first payment by card.
Not yet - it is digital-only for now and lives in the app. Physical cards are planned for July 2026. You can pay online, in-app, and by adding it to Apple Pay or Google Pay.
Plan to pay by card (Apple Pay / Google Pay / online), not QR. The official fees page currently states QR Pay is not supported for new card accounts, so do not rely on QR Ph for now.
This is the step people in the Philippines find hardest, and it is almost always the proof of address. Read it carefully and you will skip the trap most people fall into.
Your photo ID (passport, driver's licence, or PhilID) is the easy half. The trap is the proof of address: your PhilID does NOT count. Use a utility bill, bank statement, or barangay certificate in your own name, dated within 3 months. 2-4 minutes to submit; up to 24 hours to review.
Jupiter ID is required before any Spend feature. Because you are in Asia, you also need a proof of address on top of a photo ID and selfie. The photo ID is the easy half: a passport, driver's licence, or PhilID / national ID all work.
The trap: your PhilID is NOT your proof of address. Your PhilID proves who you are. The ID check needs a separate document that proves where you live. People upload their PhilID for both and get rejected. Use a utility bill, bank statement, or barangay certificate instead.
A utility bill (Meralco, VECO, MECO; Manila Water, Maynilad), a bank statement (BDO, BPI, Metrobank, LandBank, UnionBank, GoTyme, Maya - a digital PDF is fine), or a barangay certificate / clearance.
Dated within the last 3 months, in your own name, name and full address visible, the whole page uncropped, the original file (not a screenshot), in English.
Passport, driver's licence, or PhilID for the photo ID.
Usually 2-4 minutes if the document is right; a manual review can take up to 24 hours. Start it, then get your money ready while it runs.
If your only utility bill is in a family member's name, a barangay certificate in your own name is commonly accepted for proof of address in the Philippines - though it is not on Jupiter's published list, so confirm it passes in-app. A bank statement in your own name is the safest fallback. The proof of address must match the name you signed up with.
No - this is the most common mistake in the Philippines. The PhilID proves who you are, not where you live. Use a utility bill, a bank statement, or a barangay certificate as your proof of address instead.
A barangay certificate in your own name is the common way around it. The proof of address must be in your own name, matching your account.
It is commonly accepted for address verification in the Philippines, especially when you do not have a bill in your own name - but it is not on Jupiter's published list of accepted documents, so confirm it passes in-app. Make sure it is recent, in your name, and shows your full address. A bank statement in your own name is the safest fallback.
Add your card to your phone wallet so you can tap to pay. You will need a funded card first. If add-to-wallet does not complete, paying online or in-app always works.
Open the Wallet app, tap +, choose Debit/Credit Card, enter the details from Jupiter's "Show Details", and verify (one-time code by SMS or email).
Open Google Wallet, choose Payment Method, enter the card details manually, accept the issuer terms, and verify with the code sent to you.
Apple Pay and Google Pay are supported, but not everywhere works the same in Asia yet. If adding the card to your phone wallet does not go smoothly, do not worry - just pay in an app or online instead. That always works. Rough time: about 2 to 3 minutes to add; paying is then instant.
In the Jupiter app, open the card and tap "Show Details" to see the number, expiry, and security code to enter into Apple Pay or Google Pay.
Your card is funded - now you can spend it. Plan to pay by card rather than QR.
Plan to pay by card, not QR. QR Ph is everywhere in the Philippines, but the official fees page currently states QR Pay is not supported for new card accounts. So use Apple Pay, Google Pay, or online card payments rather than QR for now.
Plan to pay by card, not QR. The official fees page currently states QR Pay is not supported for new card accounts, so use Apple Pay, Google Pay, or online card payments.
No. Cashback is earned on card payments only. It is paid to your Earn balance after the transaction settles, so it is not instant.
A quick reference for fees and limits. Always confirm current numbers in the official app.
This page is a community stub and will be expanded. Spot a number that looks off? Use the report link at the bottom of the page.
Common problems and quick fixes. This page is community-maintained and growing.
Hit something not listed here? Use the report link at the bottom of the page so we can add it.
Your card holds a USDC balance, credited 1:1 to USD. Buy USDC with pesos on a licensed local exchange and send it to your Jupiter deposit address - matching the network on both sides.
Buy USDC with pesos on a BSP-licensed exchange, then send it to your card. PDAX sends USDC on Solana; Coins.ph may now offer Solana too (confirm in-app which network it uses). Whichever you pick, match the network on BOTH sides. About 1 hour the first time, then ~15 minutes to top up.
Live rate from Coins.ph (includes their spread); your final amount also depends on the exchange's trading fee and how you cash in - see breakdown.
Pick the exchange you want to use, follow the short steps, then open the "Stuck?" helpers below if anything snags. Both let you pay in pesos.
Choose Solana if you are using PDAX. For Coins.ph, first check in the app which network it sends USDC on, then pick that same one. Copy the deposit address it shows.
Add pesos by InstaPay from an account in your own name, then buy USDC directly.
Solana from PDAX; for Coins.ph, whatever network it sends on. The important part is that the app side and the exchange side are the same.
Your USDC usually arrives in about 1 to 4 minutes. On PDAX, remember to tap the email confirmation within 10 minutes or the send will not go through.
Adding pesos by InstaPay is free or nearly free, and a Solana withdrawal costs a fraction of a cent. Buy your USDC on a normal trade rather than with a card to skip the 2-4% card fee.
Match the network on both sides. PDAX sends USDC on Solana, so pick Solana on both. For Coins.ph, check in the app which network it uses for USDC, then pick that same network in the Jupiter app. Money sent on a mismatched network cannot be recovered.
With PDAX, use Solana on both sides (the app and the withdrawal). Coins.ph historically used Base but may now also support Solana, so confirm in-app which network it uses for USDC and pick that same one in the Jupiter app. The key rule is that both sides match - a mismatch can lose your funds.
Avoid them for a Philippine retail on-ramp right now - they are not authorized for PH retail. Use a BSP-licensed local exchange like PDAX, or Coins.ph.
USDC usually lands in your Jupiter balance within about 1 to 4 minutes after the withdrawal confirms. A first-ever send can trigger a short exchange security review.