Jupiter Card in the UAE

What the Jupiter Card is

A Visa debit card backed by your USDC balance, accepted at 150M+ Visa merchants worldwide.

• Digital card only for now (physical cards are planned for July 2026).
• Works with Apple Pay and Google Pay (no Jupiter fee to add or use). Both are near-universal in the UAE, so tap-to-pay should feel normal here.
• Funded with USDC on the Solana network, credited 1:1 in USD with no deposit fee.
• Cashback: starts at 4%, rising through referral tiers, paid to your Earn balance.
• In the UAE the card is issued by Rain: no daily or annual spending limit, and a 1% foreign-exchange fee on non-US-dollar spend.
• Note: QR Pay does not earn cashback - only card payments do.

The flow at a glance

1. Download and create your account (this guide).
2. Verify your identity (Jupiter ID + proof of address).
3. Fund your card with USDC on Solana.
4. Add the card to Apple Pay or Google Pay.
5. Make your first payment.

Download and create your account

What you do: Download Jupiter Mobile, create an account, then tap the Card icon in the top-left corner to open the card (Spend) section.

Have ready: your phone, and an email or phone number.

Rough time: about 5 minutes.

Jupiter ID is required before any Spend feature. You also need a proof of address on top of a photo ID and selfie.

What you do: Complete Jupiter ID - a government photo ID + selfie, plus a proof of address document.

Have ready before you start

• Photo ID: your Emirates ID or passport.
• Proof of address - a utility bill (DEWA / SEWA / etc.), phone bill, bank statement, or tax invoice. To pass first time it should be:
  • Dated within the last 3 months (the most common reason for rejection).
  • In your own name (matching your account). Common UAE snag: utilities or tenancy are often in a sponsor's or landlord's name - use a bank statement in your own name instead.
  • Showing your name AND full address, not cut off.
  • The full page, all four corners in frame, nothing cropped.
  • The original file (the PDF your bank or provider emailed you) - not a screenshot or a photo of a screen.
  • In English or Arabic.
  • A bank statement is the safest choice, and a digital PDF is perfectly fine.

How long it takes

Usually 2 to 4 minutes to submit; sometimes a person reviews it, which can take up to 24 hours. UAE verification is typically on the fast end. Tip: start the check, then get your money ready while it runs.

Tip: If it is rejected, you can resubmit a different document and try again - it is almost always one small, fixable detail above.

Important - match the network on both sides

The card accepts USDC on several networks (Solana, Base, Arbitrum, Sui) - they are all valid. The rule that matters: the network you pick in the app must match the network you actually send on. This guide uses Solana on both sides.

• In Jupiter: pick Solana as the deposit network and copy that address. The picker may default to another chain - change it to Solana.
• On the exchange: set the withdrawal network to Solana / SPL (not Ethereum or Tron).

Sending on the wrong network can result in permanent loss of funds. Confirm both sides say Solana before you send.

Do not fund from Rain the exchange (name-collision trap)

Rain is both your card issuer AND a UAE exchange - do not confuse them. Rain-the-issuer is what prints your card. Rain-the-exchange, used as a place to buy USDC, appears to send USDC on Ethereum (ERC-20) only, with no clear Solana option. ERC-20 USDC will not land on the card. So do not use Rain-the-exchange to fund directly unless you confirm in-app that it can withdraw USDC on Solana.

Where to buy your USDC

• Binance (Binance FZE) is the smoothest and cheapest for a UAE resident: free local AED bank transfer (zero-fee regulated rail), a low-fee AED-to-USDC order book, and confirmed USDC withdrawals on Solana. Add the unique IBAN as a payee and paste the reference code into the remarks field, or the transfer may not match.
• OKX is a solid alternative: VARA-licensed, free AED bank transfer, low-fee USDC/AED order book, and USDC withdrawals on Solana.
• Never buy USDC with a debit or credit card on any exchange - that path costs roughly 2 to 4%. Always use a bank transfer.

Find the deposit address and send

1. In the Jupiter app card section, tap "Add money" (Deposit) and choose network Solana. Copy the deposit address shown.
2. Deposit AED by free local bank transfer (from a bank account in your own name; paste the reference code into the remarks field).
3. Buy USDC using the AED -> USDC spot pair (about 0.1%) rather than the one-tap convert widget, which bakes in a wider spread.
4. Withdraw USDC to the Jupiter deposit address with the network set to Solana / SPL.
   • On your first send you will get the standard Travel Rule questions. Declare the destination as a wallet held for you by another service (you are the owner; the service is Jupiter), not your own self-hosted wallet. Keeping a first test send under AED 3,500 can sidestep the full prompt.
   • A first send can be held for a short security review. This is normal.
5. Your USDC lands in your card balance in about 1 to 4 minutes.

Card balances are spend-only, so only add what you plan to spend. Only USDC is accepted.

Apple Pay

Open the Wallet app, tap +, choose Debit/Credit Card, enter the details from Jupiter's "Show Details", and verify.

Google Pay

Open Google Wallet, choose to add a card, enter the card details manually, accept the issuer terms, and verify with the one-time code sent by SMS or email.

Good to know

Apple Pay and Google Pay are accepted almost everywhere in the UAE, so tap-to-pay should feel completely normal. If adding the card to your phone wallet does not go smoothly, do not worry - just pay in an app or online with the card details instead. That always works. Rough time: about 2 to 3 minutes to add; paying is then instant.

Two easy ways to pay

• Pay from your phone - add the card to Apple Pay or Google Pay once, then tap to pay. Both are accepted almost everywhere in the UAE.
• Pay in an app or online - a ride, a food order, or shopping, anywhere that takes Visa.

A few honest heads-ups

• Apple Pay and Google Pay are near-universal in the UAE. If adding the card to your phone wallet does not go smoothly, just pay in an app or online instead - that always works.
• Cashback is for card payments, not QR payments. Paying by QR is fine but does not earn cashback.
• Cashback takes a little time to show up. It is added after the payment settles, and the app does not send transaction notifications yet, so give it a moment. It is not lost.
• Spending in a non-US-dollar currency carries a 1% foreign-exchange fee (Rain, the UAE issuer). Loading once in dirhams and spending abroad is where this card shines.

What we know

• USDC deposit: credited 1:1 in USD, no deposit fee.
• Foreign-exchange fee: 1% on non-US-dollar spend (Rain, the UAE issuer).
• Spending limit: with Rain there is no daily or annual spending limit.
• Cashback: starts at 4%, rising through referral tiers; paid to your Earn balance.
• QR Pay: does not earn cashback.

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Common issues

• Verification rejected: usually one fixable detail on the proof of address. A common UAE snag is the bill being in a sponsor's or landlord's name - use a bank statement in your own name. See the KYC and verification guide.
• Deposit not showing: confirm you withdrew on the Solana network. A common UAE trap is funding from Rain the exchange, which sends USDC on Ethereum (ERC-20) - that will not land on the card. Use Binance or OKX on Solana.
• AED transfer not matching: make sure you pasted the exchange's reference code into the bank-transfer remarks field, and that the transfer is from an account in your own name.
• Tap-to-pay declined: wallet support is near-universal in the UAE, but if it fails, pay online or in-app with the card details as a fallback.

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